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Linked accounts

1

Authorise

POST /auth to get a token, then POST /accounts/initialize to start the consent flow.
2

Read

POST /accounts/identity, /accounts/balance, /accounts/transactions, /accounts/statement.

Credit reports

BVN account lookup

POST /merchant/create-bvn-lookup-link creates a consent link; POST /merchant/bvn-account-lookup retrieves the result.
Account data is read under the customer’s consent, which expires. Re-authorise rather than caching indefinitely.